11. to create a budget, ______ your spending....
11. to create a budget, ______ your spending.\na categorize\nb disregard\nc impulse buy\nd make up\n12. the expression ______ means consumers have to be informed and careful about what they buy.\na “bill of rights”\nb “buyer beware”\nc “spam”\nd “generic”\n13. the fbi estimates that ______ fraud costs american consumers more than $40 billion per year.\na internet\nb shopping\nc telemarketing\nd television
Answer
# Brief Explanations:
11. Categorizing spending is a key step in creating a budget. Disregarding spending, impulse - buying, or making up spending are not proper budget - creation steps.
12. "Buyer beware" means consumers need to be informed and careful about their purchases. A bill of rights is a different concept, spam is unwanted communication, and generic refers to non - brand items.
13. Internet fraud is a major concern and the FBI has estimated it costs American consumers over $40 billion per year. Shopping fraud is a broad term, telemarketing fraud and television - related fraud are not the main types with such a high estimated cost as internet fraud.
# Answer:
11. A. categorize
12. B. "buyer beware"
13. A. Internet