dani has a new employer and must choose the health insurance plan which is best for her. she would like to…

dani has a new employer and must choose the health insurance plan which is best for her. she would like to keep her costs down for deductibles, coinsurance, and copayments. she currently only sees one doctor, her primary care physician, who she is willing to obtain a referral from if needed. which type of health insurance plan would be best for dani? a health maintenance organization (hmo) an exclusive provider organization (epo) a preferred provider organization (ppo) a point of service plan (pos)

dani has a new employer and must choose the health insurance plan which is best for her. she would like to keep her costs down for deductibles, coinsurance, and copayments. she currently only sees one doctor, her primary care physician, who she is willing to obtain a referral from if needed. which type of health insurance plan would be best for dani? a health maintenance organization (hmo) an exclusive provider organization (epo) a preferred provider organization (ppo) a point of service plan (pos)

Answer

Brief Explanations:

A Preferred Provider Organization (PPO) allows members to see a primary - care physician and also see specialists without a referral. Since Dani currently sees one doctor (primary - care physician) and doesn't anticipate needing referrals to see specialists but wants the option, a PPO is suitable. An Exclusive Provider Organization (EPO) usually requires members to stay within the network and may not cover out - of - network care. A Health Maintenance Organization (HMO) typically requires a referral to see a specialist. A Point of Service Plan (POS) is a hybrid that often requires a referral.

Answer:

B. A Preferred Provider Organization (PPO)