some major considerations when deciding on housing are needs and

some major considerations when deciding on housing are needs and
Answer
Brief Explanations:
When deciding on housing, budget is a crucial factor as it determines the affordability and the type and location of housing one can choose. Needs are also important, but budget often acts as a limiting factor for housing - related decisions. Transportation, utilities, and insurance are secondary costs related to housing but budget encompasses the overall financial ability to afford housing in the first place.
Answer:
budget