why do people use a household budget? a. to quickly increase their monthly income b. to increase the value…

why do people use a household budget? a. to quickly increase their monthly income b. to increase the value of their investments c. to lower the cost of their mortgage payments d. to effectively manage their spending
Answer
Brief Explanations:
A household budget is a financial - planning tool. It helps in tracking income and expenses, allowing people to control and manage their spending. It doesn't directly increase monthly income, investment value, or lower mortgage costs.
Answer:
D. To effectively manage their spending