question 4 of 7 < > -/1 carl roen had a balance of $1,590 in his checking account at first national bank on…

question 4 of 7 < > -/1 carl roen had a balance of $1,590 in his checking account at first national bank on a day when the bank received the following five checks for processing against his account. check number amount check number amount 3150 $80 3165 $640 3162 490 3166 1,600 3169 270 assuming a $75 fee assessed by the bank for each bounced check, how much fee revenue would the bank generate if it processed checks (1) from largest to smallest, (2) from smallest to largest, and (3) in order of check number? fee revenue (1) largest to smallest $ (2) smallest to largest $ (3) in order of check number $
Answer
Explanation:
Step1: Calculate initial balance
Initial balance = $1590
Step2: List check - amounts
Check amounts: $80, $490, $270, $640, $1600
Step3: Process from largest to smallest
Starting balance = $1590 First check is $1600, balance = $1590 - $1600=-$10 (bounced), fee = $75 Second check is $640, balance = - $10 - $640=-$650 (bounced), fee = $75 Third check is $490, balance = - $650 - $490=-$1140 (bounced), fee = $75 Fourth check is $270, balance = - $1140 - $270=-$1410 (bounced), fee = $75 Fifth check is $80, balance = - $1410 - $80=-$1490 (bounced), fee = $75 Total fee revenue = $75×5 = $375
Step4: Process from smallest to largest
Starting balance = $1590 First check is $80, balance = $1590 - $80 = $1510 Second check is $270, balance = $1510 - $270 = $1240 Third check is $490, balance = $1240 - $490 = $750 Fourth check is $640, balance = $750 - $640 = $110 Fifth check is $1600, balance = $110 - $1600=-$1490 (bounced), fee = $75 Total fee revenue = $75
Step5: Process in order of check - number
Starting balance = $1590 Check 3150 for $80, balance = $1590 - $80 = $1510 Check 3162 for $490, balance = $1510 - $490 = $1020 Check 3165 for $640, balance = $1020 - $640 = $380 Check 3166 for $1600, balance = $380 - $1600=-$1220 (bounced), fee = $75 Check 3169 for $270, balance = - $1220 - $270=-$1490 (bounced), fee = $75 Total fee revenue = $75×2 = $150
Answer:
(1) $375 (2) $75 (3) $150