1. a risk management strategy that involves an individual or business absorbing costs rather than…

1. a risk management strategy that involves an individual or business absorbing costs rather than transferring the cost to an insurance company is\navoidance\nreducing\nretaining\ntransferring\nclear all
Answer
Brief Explanations:
Risk - retaining is when an entity decides to bear the costs of risks instead of passing them to an insurance company. Avoidance means staying away from the risk - causing activity, reducing is about minimizing the impact of risk, and transferring is shifting the risk to another party like an insurance company.
Answer:
C. Retaining