wisely using resources to achieve a goal is known as \n\nfinancial planning\n\ndelayed gratification\n\noppor…

Brief Explanations:

Management involves efficiently and effectively using resources (human, financial, material etc.) to achieve organizational or personal goals. Financial planning focuses mainly on finances. Delayed gratification is about forgoing immediate rewards for future benefits. Opportunity cost is the value of the next - best alternative forgone.

Answer:

D. Management