which account would be best for planned savings if you have a sum to put away up front? certificate of…

Brief Explanations:

A Certificate of Deposit (CD) is a good option for planned savings when you have a sum to put away upfront as it offers a fixed - interest rate for a set period, providing stability and predictability. Stock market investments are more volatile and risky for planned savings. Money market accounts generally have lower interest rates compared to CDs in some cases for a fixed - term investment. High - yield savings accounts may have variable rates and less fixed - term commitment compared to CDs.

Answer:

Certificate of Deposit