2. the average apr for a payday loan is closest to _. *\n4%\n14%\n40%\n400%

2. the average apr for a payday loan is closest to _. *\n4%\n14%\n40%\n400%
Answer
Brief Explanations:
Payday loans are known for having extremely high - interest rates. Among the given options, 400% is typical for the average Annual Percentage Rate (APR) of a payday loan due to their short - term nature and high - risk profile for lenders.
Answer:
400%