ben is looking at banks for checking and savings accounts. some offer car loans and others do not. ben may…

ben is looking at banks for checking and savings accounts. some offer car loans and others do not. ben may need a car loan sometime in the next few years. but ben wonders if he should really ask what kinds of loans the bank makes, because he is getting a checking account, not a car loan. which statement below gives the best reason for ben to consider loan availability in choosing a checking account? a. the bank offers $10 to customers who get a pre - approval for a car loan. b. if he needs a car loan in the future, he will have a relationship of trust with the bank. c. the bank provides atms that are particularly useful for people who drive. d. banks that provide car loans can usually charge lower fees.

ben is looking at banks for checking and savings accounts. some offer car loans and others do not. ben may need a car loan sometime in the next few years. but ben wonders if he should really ask what kinds of loans the bank makes, because he is getting a checking account, not a car loan. which statement below gives the best reason for ben to consider loan availability in choosing a checking account? a. the bank offers $10 to customers who get a pre - approval for a car loan. b. if he needs a car loan in the future, he will have a relationship of trust with the bank. c. the bank provides atms that are particularly useful for people who drive. d. banks that provide car loans can usually charge lower fees.

Answer

Brief Explanations:

Building a relationship with a bank through a checking - account can be beneficial for future loan needs. A trust - based relationship may increase the likelihood of loan approval and better terms in the future. Option a focuses on a short - term incentive, option c is about ATM convenience not related to loans, and option d has no basis as there's no evidence banks with car loans charge lower fees.

Answer:

b. If he needs a car loan in the future, he will have a relationship of trust with the bank.