which best describes why investing can be such a challenge?\n\nit is impossible to ever earn a return on…

which best describes why investing can be such a challenge?\n\nit is impossible to ever earn a return on investments.\ninvesting always requires millions of dollars up front.\nthere are no guaranteed investments.\nmost investments are insured by the government.
Answer
Brief Explanations:
Investing is inherently challenging because it involves risk and uncertainty. Unlike savings accounts which may have certain protections, market-based investments (such as stocks or bonds) do not offer a guarantee that the principal amount will be preserved or that a profit will be made. The possibility of losing money makes the decision-making process difficult for investors. The other options are incorrect because returns are possible, millions are not required to start, and most market investments are not government-insured.
Answer:
There are no guaranteed investments.