how can a budget help you reach your financial goals? select a response. budgeting helps track spending and…

Brief Explanations:

Budgeting is a tool for managing income and expenses. It helps in tracking spending patterns, which can lead to increased savings by identifying areas where unnecessary spending can be cut. Credit - card interest rates are set by financial institutions and not directly affected by budgeting. Budgeting doesn't directly enable smart investments or earning more money over time, though it can create a financial foundation for such activities.

Answer:

A. Budgeting helps track spending and increases savings.