1. the chart shows four different health insurance plan categories offered by an employer and the cost of…

1. the chart shows four different health insurance plan categories offered by an employer and the cost of care.\nemployee health benefits\nplan category,portion of premium covered by employee,deductible,coinsurance insurance company responsibility,coinsurance employee responsibility,out - of - pocket maximum\nbronze,$0,$8,000,60%,40%,$8,050\nsilver,$30,$7,000,70%,30%,$7,600\ngold,$100,$5,500,80%,20%,$6,100\nplatinum,$200,$3,100,90%,10%,$4,800\nwhich plan is preferable for someone who expects to go to the doctor frequently throughout the year?

1. the chart shows four different health insurance plan categories offered by an employer and the cost of care.\nemployee health benefits\nplan category,portion of premium covered by employee,deductible,coinsurance insurance company responsibility,coinsurance employee responsibility,out - of - pocket maximum\nbronze,$0,$8,000,60%,40%,$8,050\nsilver,$30,$7,000,70%,30%,$7,600\ngold,$100,$5,500,80%,20%,$6,100\nplatinum,$200,$3,100,90%,10%,$4,800\nwhich plan is preferable for someone who expects to go to the doctor frequently throughout the year?

Answer

Explanation:

Step1: Analyze cost - factors for frequent doctor - visits

For frequent doctor - visits, we want a plan with lower out - of - pocket costs after meeting the deductible and a lower deductible. Also, a lower employee - paid premium is beneficial.

Step2: Compare deductibles

The deductibles are $8000 (Bronze), $7000 (Silver), $5500 (Gold), and $3100 (Platinum). Platinum has the lowest deductible.

Step3: Compare coinsurance

Bronze has 40% employee coinsurance, Silver has 30%, Gold has 20%, and Platinum has 10%. Platinum has the lowest employee coinsurance.

Step4: Compare out - of - pocket maximums

The out - of - pocket maximums are $8050 (Bronze), $7600 (Silver), $6100 (Gold), and $4800 (Platinum). Platinum has the lowest out - of - pocket maximum.

Answer:

Platinum