who controls funds and makes decisions in a credit union?\nbrokerage firms\nthe members\nan outside investor…

Brief Explanations:

Credit - unions are member - owned financial cooperatives. Members have the right to control funds and make decisions through a democratic process like electing a board of directors. Brokerage firms are for trading securities, and outside investor groups do not have control in a credit - union's decision - making as it is member - centric.

Answer:

the members