a credit score is based in part on\nemployment and race.\nincome and location.\nemployment and…

a credit score is based in part on\nemployment and race.\nincome and location.\nemployment and trust.\npayment history and total debt.
Answer
Answer:
D. payment history and total debt.
Brief Explanation:
Credit scores consider financial behavior like payment history and debt - levels. Employment, race, location, and trust are not direct factors in credit - score calculation.