a credit score is based in part on\no employment and race.\no income and location.\no employment and…

a credit score is based in part on\no employment and race.\no income and location.\no employment and trust.\no payment history and total debt.

a credit score is based in part on\no employment and race.\no income and location.\no employment and trust.\no payment history and total debt.

Answer

Brief Explanations:

Credit scores are calculated considering factors related to financial behavior. Payment history shows how consistently one pays debts, and total debt indicates the amount owed. These are key in determining credit - worthiness. Employment, race, location, and trust are not direct factors in credit score calculation.

Answer:

D. payment history and total debt.