credit unions differ from retail banks because they are\nowned by their members.\nowned by their…

credit unions differ from retail banks because they are\nowned by their members.\nowned by their employees.\nowned and managed by private corporations.\nowned by shareholders who purchased stock.
Answer
Brief Explanations:
Credit unions are member - owned financial cooperatives. Retail banks can be owned by private corporations or shareholders. Employees don't typically own credit unions.
Answer:
A. owned by their members.