credit unions differ from retail banks because they are\n○ owned by their members.\n○ owned by their…

credit unions differ from retail banks because they are\n○ owned by their members.\n○ owned by their employees.\n○ owned and managed by private corporations.\n○ owned by shareholders who purchased stock.
Answer
Answer:
A. owned by their members.
Brief Explanations:
Credit unions are member - owned financial cooperatives, unlike retail banks which can have different ownership structures like being owned by shareholders.