credit unions differ from retail banks because they are owned by their members. owned by their employees…

credit unions differ from retail banks because they are owned by their members. owned by their employees. owned and managed by private corporations. owned by shareholders who purchased stock.
Answer
Brief Explanations:
Credit - unions are member - owned financial cooperatives. Retail banks can be owned by shareholders, private corporations etc. This is a key difference.
Answer:
A. owned by their members.