what is defaulting? \nopening too many credit accounts \nbuilding a credit history \ngetting a low credit…

Brief Explanations:

Defaulting refers to the failure of a borrower to pay back debts as per the agreed - upon terms. Opening too many credit accounts is a risk - taking behavior in credit management but not defaulting. Building a credit history is a positive action related to creditworthiness and not defaulting. Getting a low credit score can be a consequence of various factors including defaulting but is not the definition of defaulting itself.

Answer:

D. failing to pay debts