a. with the driver of the silver vehicle at fault for this crash, explain how pip and pdl would apply for…

a. with the driver of the silver vehicle at fault for this crash, explain how pip and pdl would apply for both drivers.\nb. what additional insurance would the driver of the silver vehicle need to cover damages to this vehicle?

a. with the driver of the silver vehicle at fault for this crash, explain how pip and pdl would apply for both drivers.\nb. what additional insurance would the driver of the silver vehicle need to cover damages to this vehicle?

Answer

Brief Explanations:

A. PIP (Personal - Injury Protection) is no - fault insurance that covers medical expenses and sometimes lost wages for both drivers regardless of who is at fault. PDL (Property Damage Liability) for the at - fault silver vehicle driver would cover damages to the other vehicle. The non - at - fault driver's PDL would not be used as they are not at fault. B. The driver of the silver vehicle would need collision insurance to cover damages to their own vehicle in the event of a crash where they are at fault.

Answer:

A. PIP covers medical and related expenses for both; PDL of silver vehicle driver covers other vehicle's damage. B. Collision insurance.