even if you dont use a credit card you may still have to pay this fee for having the card. billing cycle fee…

even if you dont use a credit card you may still have to pay this fee for having the card. billing cycle fee annual fee credit bureau fee reward redemption fee
Answer
Brief Explanations:
An annual fee is charged for having a credit - card regardless of usage. Billing cycle fees are related to the period of billing, credit bureau fees are for credit - related services by bureaus, and reward redemption fees are for redeeming rewards.
Answer:
B. Annual fee