example 4 check your understanding: how much simple interest is earned on $4,000 in 3 1/2 years at an…

example 4 check your understanding: how much simple interest is earned on $4,000 in 3 1/2 years at an interest rate of 1.2%?
Answer
Explanation:
Step1: Identify the formula
The simple - interest formula is $I = Prt$, where $P$ is the principal amount, $r$ is the annual interest rate (in decimal form), and $t$ is the time in years.
Step2: Convert the interest rate to decimal
The annual interest rate $r = 1.2%=0.012$.
Step3: Identify the principal and time
The principal $P = 4000$ and the time $t = 3\frac{1}{2}=\frac{7}{2}=3.5$ years.
Step4: Calculate the simple interest
Substitute the values into the formula: $I=Prt = 4000\times0.012\times3.5$. $I = 4000\times0.012\times3.5=168$.
Answer:
$168$