financial planning allows individuals to\n- develop strategies for saving and investing.\n- guarantee income…

financial planning allows individuals to\n- develop strategies for saving and investing.\n- guarantee income for retirement.\n- avoid credit scams and identity theft.\n- eliminate risk on investments.
Answer
Brief Explanations:
Financial planning helps in creating strategies for saving and investing. It cannot guarantee retirement income as it depends on various factors. It doesn't directly avoid credit scams and identity - theft. And it cannot eliminate investment risk but can manage it.
Answer:
A. develop strategies for saving and investing