financial planning allows individuals to develop strategies for saving and investing. guarantee income for…

financial planning allows individuals to develop strategies for saving and investing. guarantee income for retirement. avoid credit scams and identity theft. eliminate risk on investments.
Answer
Brief Explanations:
Financial planning is about creating strategies for saving and investing to manage finances effectively. It cannot eliminate all investment risks, prevent all credit - related frauds, or guarantee retirement income due to market uncertainties.
Answer:
D. develop strategies for saving and investing.