which helps to establish a negative credit history?\n○ make payments on or before the due date.\n○ never…

which helps to establish a negative credit history?\n○ make payments on or before the due date.\n○ never miss a payment.\n○ pay off the full amount with the first monthly statement.\n○ pay less than the minimum amount due.

which helps to establish a negative credit history?\n○ make payments on or before the due date.\n○ never miss a payment.\n○ pay off the full amount with the first monthly statement.\n○ pay less than the minimum amount due.

Answer

Brief Explanations:

To determine which option establishes a negative credit history, we analyze each:

  • Making payments on/before due date, never missing payments, and paying off the full amount with the first monthly statement are all positive credit - building behaviors.
  • Paying less than the minimum amount due is a negative action as it shows inability to meet the basic payment obligation, which negatively impacts credit history.

Answer:

D. Pay less than the minimum amount due.