im the one you call when you cause damage to other people and vehicles. i protect others... against you in…

im the one you call when you cause damage to other people and vehicles. i protect others... against you in case an accident is your fault (which protects you... in your wallet). but i wont pay for any damage to your car or body. i am...
Answer
Brief Explanations:
The description refers to a type of insurance that covers damage to others in case of an at - fault accident, which is liability insurance. It doesn't cover damage to the policyholder's own car or body.
Answer:
Liability insurance