an important characteristic of a smart financ...
an important characteristic of a smart financial goal is that the goal has a specific time frame. is approved by a financial planner. is the same as for other people in the person’s age group. can be achieved at no cost.
Answer
# Brief Explanations:
SMART goals are Specific, Measurable, Achievable, Relevant, and Time - bound. A specific time frame is part of the Time - bound characteristic. Approval by a financial planner is not a core characteristic. Goals vary among individuals in the same age group, and no - cost achievement is not a defining feature of SMART goals.
# Answer:
has a specific time frame.