installment loan principal $3,960 term length...

installment loan principal $3,960 term length 2 years interest rate 15% monthly payment $192 how much of the 14th payment will go to principal if there is an outstanding principal of $1,962? interest on 14th payment = $24.53 principal on 14th payment = $? round to the nearest hundredth.

Answer

# Explanation: ## Step1: Recall payment - principal relationship The monthly payment is composed of interest and principal. The formula is Monthly Payment = Interest + Principal. ## Step2: Solve for principal We know the monthly payment is $192 and the interest on the 14th payment is $24.53. Let $P$ be the principal part of the 14th payment. Then $P=192 - 24.53$. $P = 167.47$ # Answer: $167.47$