list at least 2 things that impact how much your vehicle insurance costs.

Brief Explanations:

Vehicle insurance costs are influenced by multiple factors. Driving record affects risk perception by insurers. Vehicle type impacts repair - cost and theft - likelihood.

Answer:

1. Driving record: Insurers consider a history of accidents or traffic violations as higher - risk, leading to higher premiums.
2. Vehicle type: Sports cars or luxury vehicles typically have higher insurance costs due to higher repair costs and greater theft potential.