monthly payment\nprincipal $103,200\nterm len...

monthly payment\nprincipal $103,200\nterm length 30 years\ninterest rate 5%\nmonthly payment $554\nhow much of the 75th payment will go toward principal if there is an outstanding principal of $92,478?\ninterest on 75th payment = $385.33\nprincipal on 75th payment = $?\nround to the nearest hundredth

Answer

# Explanation: ## Step1: Recall payment - principal relationship The monthly payment is composed of interest and principal. The formula is $Monthly\ Payment=Interest + Principal$. ## Step2: Solve for principal We know the monthly payment is $554$ and the interest on the 75th payment is $385.33$. So, $Principal = Monthly\ Payment - Interest$. $Principal=554 - 385.33$ # Answer: $168.67$