monthly payment\nprincipal $162,000\nterm length 30 years\ninterest rate 3%\nmonthly payment $683\nhow much…

monthly payment\nprincipal $162,000\nterm length 30 years\ninterest rate 3%\nmonthly payment $683\nhow much of the 192nd payment will go toward principal if there is an outstanding principal of $147,841?\ninterest on 192nd payment = $369.60\nprincipal on 192nd payment = $?\nround to the nearest hundredth.
Answer
Answer:
( 313.40 )
Explanation:
Step1: Recall the relationship between monthly payment, interest, and principal
The monthly payment is composed of the interest portion and the principal portion. So, the formula is: ( \text{Principal Portion} = \text{Monthly Payment} - \text{Interest Portion} )
Step2: Substitute the given values
We know the monthly payment is ( $683 ) and the interest on the 192nd payment is ( $369.60 ). Substituting these values into the formula: ( \text{Principal Portion} = 683 - 369.60 )
Step3: Calculate the result
( 683 - 369.60 = 313.40 )