how much will a patient pay out of pocket for a $100 minor procedure if the deductible has not been…

how much will a patient pay out of pocket for a $100 minor procedure if the deductible has not been paid?\ndental insurance\npreventative exam 100%\nminor restorative 80%\nmajor restorative 50%\ndeductible $50.00\nmaximum benefit $1,200.00\nmonthly premium $25.00

how much will a patient pay out of pocket for a $100 minor procedure if the deductible has not been paid?\ndental insurance\npreventative exam 100%\nminor restorative 80%\nmajor restorative 50%\ndeductible $50.00\nmaximum benefit $1,200.00\nmonthly premium $25.00

Answer

Explanation:

Step1: Apply deductible first

Since deductible is $50 and not paid, patient pays $50 first. Remaining cost is $100 - $50=$50.

Step2: Calculate insurance - covered part for minor procedure

Insurance covers 80% of remaining cost. So insurance pays $50×0.8 = $40. Patient pays remaining $50×(1 - 0.8)=$10.

Step3: Calculate total out - of - pocket

Total out - of - pocket is $50 + $10=$60.

Answer:

$60