a person should prepare and use a budget to\n...
a person should prepare and use a budget to\nconvince a credit reporting agency to raise her credit score.\nobtain a lower car insurance premium.\nprove to her employer that she needs a salary increase.\navoid spending more than she can afford.
Answer
# Brief Explanations:
A budget helps in managing personal finances by tracking income and expenses. It ensures that one does not over - spend and stays within their financial means. A credit score is related to credit history, car insurance premiums depend on risk factors, and a salary increase is based on work performance, not a budget.
# Answer:
D. avoid spending more than she can afford.