which person is a victim of identity theft?\n\nsuzie, whose e-mail was stolen and used to apply for a credit…

which person is a victim of identity theft?\n\nsuzie, whose e-mail was stolen and used to apply for a credit card from a major retailer\nmichael, whose credit score was stolen and used to make a down payment on a home\npam, whose smartphone was stolen and used to make a mortgage payment\nthomas, whose credit card information was stolen and maxed out at a jewelry store

which person is a victim of identity theft?\n\nsuzie, whose e-mail was stolen and used to apply for a credit card from a major retailer\nmichael, whose credit score was stolen and used to make a down payment on a home\npam, whose smartphone was stolen and used to make a mortgage payment\nthomas, whose credit card information was stolen and maxed out at a jewelry store

Answer

Brief Explanations:

Identity theft occurs when someone uses another person's personal identifying information, such as their name, Social Security number, or credit card number, without their permission to commit fraud or other crimes. In the provided scenarios:

  • Suzie's email alone is generally insufficient for a credit card application.
  • A credit score is a numerical value, not a transferable asset that can be "stolen" to make a down payment.
  • The theft of a smartphone is physical property theft; using it for a mortgage payment is highly unlikely and doesn't fit the standard definition of identity theft.
  • Thomas is a victim of identity theft because his private financial information (credit card details) was stolen and used by an unauthorized person to make fraudulent purchases, which is a classic example of financial identity theft.

Answer:

Thomas, whose credit card information was stolen and maxed out at a jewelry store