pioneer digital bank monthly maintenance fee: $0 atm fee: $0 for in - network atms; $1 for out - of…

pioneer digital bank monthly maintenance fee: $0 atm fee: $0 for in - network atms; $1 for out - of - network atms overdraft fee: $20 per occurrence minimum balance fee: $0 wire transfer fee: $10 for domestic, $20 for international savings account interest rate: 1.2% annual percentage yield (apy) special feature: provides advanced digital banking tools, including budgeting and investment advice community trust bank monthly maintenance fee: $5 (waived with a minimum daily balance of $500 or with a student id) atm fee: $1.50 for out - of - network atms; no fee for in - network atms overdraft fee: $25 per occurrence minimum balance fee: $0 a pioneer digital bank customer uses an out - of - network atm twice, makes one international wire transfer, and maintains a balance of $200. what are their total fees for the month? $42 $40 $20 $22

pioneer digital bank monthly maintenance fee: $0 atm fee: $0 for in - network atms; $1 for out - of - network atms overdraft fee: $20 per occurrence minimum balance fee: $0 wire transfer fee: $10 for domestic, $20 for international savings account interest rate: 1.2% annual percentage yield (apy) special feature: provides advanced digital banking tools, including budgeting and investment advice community trust bank monthly maintenance fee: $5 (waived with a minimum daily balance of $500 or with a student id) atm fee: $1.50 for out - of - network atms; no fee for in - network atms overdraft fee: $25 per occurrence minimum balance fee: $0 a pioneer digital bank customer uses an out - of - network atm twice, makes one international wire transfer, and maintains a balance of $200. what are their total fees for the month? $42 $40 $20 $22

Answer

Explanation:

Step1: Identify applicable fees

The customer has an out - of - network ATM usage (fee $1.50 per use, used 2 times), an international wire transfer (fee $20), and an overdraft (fee $30).

Step2: Calculate out - of - network ATM fees

$1.50\times2 = 3$

Step3: Calculate total fees

$3+20 + 30=53$

Answer:

There seems to be an error as the correct total fees calculation based on the described usage is $53$ and it's not among the given options. But if we assume there was a mis - calculation process in the problem setup and we calculate based on the data strictly from the options' perspective: Monthly maintenance fee is waived as balance is over $200$. Out - of - network ATM fees: $1.50\times2=3$ International wire transfer fee: $20$ Overdraft fee: $20$ (assuming some non - stated condition makes it $20$ instead of $30$ as per text) Total: $3 + 20+20 = 43$ which is closest to $42$ among the options. But this is an approximation based on adjusting given data to fit options. The correct calculated value based on the problem description elements should be $53$. If we have to choose from the given options, the closest is $42$ but it is not an accurate result based on the described transactions.