planning to finance higher education helps people prepare for their financial future because it teaches them…

Brief Explanations:

When financing higher - education, people often deal with loans (such as student loans) and understand how interest works on those loans. Savings accounts are not the main focus in the context of financing higher education. Filing taxes is not directly related to financing higher education. Short - term goals are too broad and not specific to financing higher education. Loans and interest are central to financing higher education.

Answer:

loans and interest.