question 7 of 25\na person who can afford a monthly payment of \nmonthly payment of \nwas most likely the…

Answer:

A. $1300; $1200

Brief Explanation:

Predatory lending often involves getting borrowers to agree to payments they can't afford. If a person can afford $1300 monthly but agrees to $1200 (a lower - than - affordable amount is less likely in predatory lending as lenders want to extract more), it's less likely to be predatory. In predatory lending, the payment amount is usually set higher than what the borrower can comfortably handle. So if they agree to a payment like $1400 (more than they can afford) or $1300 (equal to their max affordability) when they can only truly afford $1300, it's more likely predatory. Among the options, if they agree to $1200 when they can afford $1300, it's least likely to be predatory compared to other scenarios with higher payments relative to ability to pay.