question 9 of 60\nin a decreasing term policy, the term \decreasing\ refers to the\na. premium.\nb. dividend…

Brief Explanations:

In a decreasing - term policy, the amount of the death benefit decreases over the term of the policy while the premium usually remains level. Premiums are set to cover the expected cost of insurance over the term considering the decreasing death - benefit amount. Dividend amounts are related to the performance of the insurance company's investments and not directly to the nature of a decreasing - term policy. Cash value is not a feature of pure term insurance (including decreasing - term), which is designed to provide only a death benefit for a specific period.

Answer:

D. Death benefit