question 2 of 6\nhow can a budget help you reach your financial goals?\nselect a response.\nbudgeting helps…

Brief Explanations:

Budgeting involves planning income and expenses. It helps in monitoring spending habits, which can lead to increased savings as unnecessary expenses are identified and cut. Credit - card interest rates are set by financial institutions and not directly affected by budgeting. Budgeting doesn't directly enable smart investments or earning more money over time, though it can create a financial foundation for such activities.

Answer:

Budgeting helps track spending and increases savings.