question 1\na. with the driver of the silver vehicle at fault for this crash, explain how pip and pdl would…

question 1\na. with the driver of the silver vehicle at fault for this crash, explain how pip and pdl would apply for both drivers.\nb. what additional insurance would the driver of the silver vehicle need to cover damages to this vehicle?
Answer
Brief Explanations:
A. PIP (Personal - Injury Protection) is no - fault insurance that covers medical expenses and some other losses for both drivers regardless of who is at fault. PDL (Property Damage Liability) of the at - fault silver vehicle driver would cover damage to the other driver's property. B. Collision insurance would cover damage to the silver vehicle itself as it pays for damage to the insured vehicle in the event of a collision, regardless of fault.
Answer:
A. PIP covers medical and related losses for both; PDL of silver vehicle driver covers other driver's property damage. B. Collision insurance.