all quiz questions must be answered before you will be allowed to continue.\n1. kendricks car is insured…

all quiz questions must be answered before you will be allowed to continue.\n1. kendricks car is insured with a personal auto policy (pap). how can he have the policy also cover his new motorcycle?\n○ a. add the miscellaneous type vehicle endorsement to the pap\n○ b. list the motorcycle in the paps declarations\n○ c. replace the pap with a fleet policy to cover more than one vehicle\n○ d. the pap provides automatic coverage on a newly acquired vehicle\n2. maryanns car is being towed from its parking space on the street in front of her home. the other-than - collision coverage of her personal auto policy will cover her loss if the:\n○ a. car was being repossessed by the lender that financed its purchase\n○ b. car was being towed because it was parked illegally\n○ c. police had a warrant to seize the car as evidence in a criminal investigation\n○ d. tow truck operator was unlawfully removing the car

all quiz questions must be answered before you will be allowed to continue.\n1. kendricks car is insured with a personal auto policy (pap). how can he have the policy also cover his new motorcycle?\n○ a. add the miscellaneous type vehicle endorsement to the pap\n○ b. list the motorcycle in the paps declarations\n○ c. replace the pap with a fleet policy to cover more than one vehicle\n○ d. the pap provides automatic coverage on a newly acquired vehicle\n2. maryanns car is being towed from its parking space on the street in front of her home. the other-than - collision coverage of her personal auto policy will cover her loss if the:\n○ a. car was being repossessed by the lender that financed its purchase\n○ b. car was being towed because it was parked illegally\n○ c. police had a warrant to seize the car as evidence in a criminal investigation\n○ d. tow truck operator was unlawfully removing the car

Answer

Explanations:

  1. For the first question, a miscellaneous type vehicle endorsement is needed to cover a motorcycle under a PAP. Listing in declarations (b) is not sufficient. Replacing with a fleet policy (c) is for businesses. PAP doesn't automatically cover (d) as motorcycles are not standard.
  2. For the second question, other - than - collision covers loss if the tow is illegal (d). Repossession (a) and illegal parking (b) are not covered. Police seizure with a warrant (c) is a legal action not covered.

Answer:

  1. A. add the miscellaneous type vehicle endorsement to the PAP
  2. D. tow truck operator was unlawfully removing the car