regulatory agencies such as the occ and the fdic add to the banking system. risk laws monopolies safety

regulatory agencies such as the occ and the fdic add to the banking system. risk laws monopolies safety
Answer
Brief Explanations:
The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) are regulatory bodies in the US banking - system. Their main role is to enforce regulations to protect depositors and maintain the stability of the banking system, which adds safety. They do not add risk, create monopolies, and while they enforce laws, they don't "add laws" in the sense of creating them for the banking system in this context.
Answer:
safety