saving for retirement should start\n○ when a person begins her first full time job.\n○ five years before…

saving for retirement should start\n○ when a person begins her first full time job.\n○ five years before retirement age.\n○ when a person has children.\n○ when an employee has ten years of work experience.
Answer
Brief Explanations:
Starting to save for retirement early allows for more time for compound - interest to work and better financial security in old age. It's best to start as soon as one begins earning a regular income, which typically happens with the first full - time job.
Answer:
when a person begins her first full time job.