which is a short-term consequence of making a late payment on your bill?\n○ it will be harder to buy a house…

which is a short-term consequence of making a late payment on your bill?\n○ it will be harder to buy a house because it affects your credit history.\n○ there will be a late fee added to the bill.\n○ it will be harder to secure a new loan at a low rate.\n○ the bank will charge a fee for having a negative balance.
Answer
Brief Explanations:
To determine the short - term consequence of a late bill payment:
- Analyze Option 1: Difficulty in buying a house due to credit history impact is a long - term consequence as it affects future major financial decisions like mortgage approval.
- Analyze Option 2: Late fees are typically added immediately or shortly after a late payment, so this is a short - term consequence.
- Analyze Option 3: Difficulty in securing a new loan at a low rate is a long - term effect related to creditworthiness over time.
- Analyze Option 4: A negative balance fee is not related to late payments; it's about having a negative account balance, so this is an incorrect option.
Answer:
B. There will be a late fee added to the bill.