steven is looking at banks for checking and s...
steven is looking at banks for checking and savings accounts. some offer home loans and others do not. steven may need a home loan sometime in the next few years. but he wonders if he should really ask what kinds of loans the bank makes, because he is getting a checking account, not a home loan. which statement below gives the best reason for steven to consider loan availability in choosing a checking account? a. the bank offers $100 to customers who get a pre - approval for a home loan. b. the bank provides atms in all the suburbs where steve is interested in living. c. banks that provide home loans can usually charge lower fees on checking accounts. d. if he needs a home loan in the future, he will have a relationship with the bank.
Answer
# Brief Explanations:
Considering loan availability when choosing a checking - account can be beneficial for future loan needs. Having a relationship with the bank through a checking - account may be helpful if Steven wants to get a home loan in the future. Option a is about a home - loan pre - approval bonus, not related to checking - account choice for loan availability. Option b is about ATM locations, not loan availability. Option c is about fees on checking accounts for banks that offer home loans, not the main reason for considering loan availability in checking - account choice.
# Answer:
d. If he needs a home loan in the future, he will have a relationship with the bank.