1. during a storm a tree falls on your parked vehicle. what type of insurance is going to cover the damage…

1. during a storm a tree falls on your parked vehicle. what type of insurance is going to cover the damage to your vehicle? a. liability. b. medical payments. c. collision. d. comprehensive. 2. you fail to stop at a stop sign and hit another vehicle. which type of insurance will pay for the repair of your vehicle? a. liability. b. medical payments. c. collision. d. comprehensive. 3. when you shop for insurance for your vehicle, you should: a. only consider insurance companies that allow you to pay monthly premiums. b. not be concerned with different policy provisions since all insurance policies are the same by law. c. compare only the cost. d. get a full explanation of coverage and costs before you purchase. which factors help determine the cost of automobile insurance? age of the driver. kind and age of the vehicle. where the driver lives. all of the above are correct. 5. which type of vehicle is the safest choice? a. van. b. midsize sedan. c. sports car. d. sport utility vehicle. 6. when purchasing a vehicle you should consider: a. an extended warranty. b. mileage. c. crash history. d. all of the above are correct. 7. hybrid vehicles feature two forms of power. a. true b. false 8. which of the following is the most basic type of insurance a driver can have? a. liability. b. collision. c. comprehensive. d. no - fault. 9. some insurance companies give discounts to students with good grades. a. true b. false 10. the loss - damage waiver covers you if your rental car is stolen from your rental car. a. true b. false

1. during a storm a tree falls on your parked vehicle. what type of insurance is going to cover the damage to your vehicle? a. liability. b. medical payments. c. collision. d. comprehensive. 2. you fail to stop at a stop sign and hit another vehicle. which type of insurance will pay for the repair of your vehicle? a. liability. b. medical payments. c. collision. d. comprehensive. 3. when you shop for insurance for your vehicle, you should: a. only consider insurance companies that allow you to pay monthly premiums. b. not be concerned with different policy provisions since all insurance policies are the same by law. c. compare only the cost. d. get a full explanation of coverage and costs before you purchase. which factors help determine the cost of automobile insurance? age of the driver. kind and age of the vehicle. where the driver lives. all of the above are correct. 5. which type of vehicle is the safest choice? a. van. b. midsize sedan. c. sports car. d. sport utility vehicle. 6. when purchasing a vehicle you should consider: a. an extended warranty. b. mileage. c. crash history. d. all of the above are correct. 7. hybrid vehicles feature two forms of power. a. true b. false 8. which of the following is the most basic type of insurance a driver can have? a. liability. b. collision. c. comprehensive. d. no - fault. 9. some insurance companies give discounts to students with good grades. a. true b. false 10. the loss - damage waiver covers you if your rental car is stolen from your rental car. a. true b. false

Answer

Brief Explanations:

  1. Comprehensive insurance covers non - collision damage like a tree falling on a parked vehicle. Liability covers damage you cause to others, medical payments cover medical expenses, and collision covers damage from collisions with other objects or vehicles.
  2. Collision insurance pays for damage to your vehicle when you are at fault in a collision (like hitting another vehicle after failing to stop at a stop sign). Liability is for damage to others, and medical payments are for medical costs.
  3. When shopping for insurance, it's important to understand coverage and costs as policies vary widely. Comparing only cost or ignoring policy provisions is unwise, and not all policies are the same by law.
  4. The cost of automobile insurance is determined by factors such as the driver's age (younger drivers often pay more), the kind and age of the vehicle (newer and more expensive vehicles may cost more to insure), and where the driver lives (areas with higher crime or accident rates may have higher premiums).
  5. Generally, vans are considered among the safer vehicle types due to their size and stability compared to sports cars which may be more prone to high - speed accidents and have less protection in some cases. Midsize sedans and SUVs also have their own safety aspects but vans often rank well in safety ratings.
  6. When purchasing a vehicle, considering an extended warranty, mileage, and crash history are all important factors. An extended warranty can provide long - term protection, mileage affects the vehicle's wear and value, and crash history can indicate potential safety and repair issues.
  7. Hybrid vehicles have two forms of power, typically an internal combustion engine and an electric motor, so the statement is true.
  8. Liability insurance is the most basic and required type of insurance that a driver can have in many places. It covers damage or injury you cause to others. Collision and comprehensive are additional coverages, and no - fault insurance is a different type of system in some regions.
  9. Some insurance companies offer discounts to students with good grades as they are often considered more responsible and less likely to be involved in accidents.
  10. The loss - damage waiver typically covers damage to a rental car but not theft in most cases.

Answer:

  1. d. Comprehensive
  2. c. Collision
  3. d. Get a full explanation of coverage and costs before you purchase.
  4. d. All of the above are correct.
  5. a. Van
  6. d. All of the above are correct.
  7. a. True
  8. a. Liability
  9. a. True
  10. b. False