suppose you borrow $2900 at a 15% annual interest rate, compounded monthly (1.25% each month). at the end of…

suppose you borrow $2900 at a 15% annual interest rate, compounded monthly (1.25% each month). at the end of each month, you make a $125 payment.\nuse this information to complete the table below. round to the nearest cent as needed.\n
Answer
Explanation:
Step1: Calculate interest for month 2
Interest = Prior Balance × Interest Rate Interest = (2900\times0.0125=$36.25)
Step2: Calculate ending balance for month 2
Ending Balance = Prior Balance + Interest - Monthly Payment Ending Balance = (2900 + 36.25-125=$2811.25)
Step3: Calculate interest for month 3
Interest = (2811.25\times0.0125=$35.14)
Step4: Calculate ending balance for month 3
Ending Balance = (2811.25+35.14 - 125=$2721.39) (matches given)
Step5: Calculate interest for month 4
Interest = (2721.39\times0.0125=$34.02)
Step6: Calculate ending balance for month 4
Ending Balance = (2721.39+34.02-125=$2630.41)
Step7: Calculate interest for month 5
Interest = (2630.41\times0.0125=$32.88) (matches given)
Step8: Calculate ending balance for month 5
Ending Balance = (2630.41+32.88 - 125=$2538.29)
Answer:
Month 2: Interest = ($36.25), Ending Balance=($2811.25) Month 3: Interest=($35.14) Month 4: Interest=($34.02), Ending Balance=($2630.41) Month 5: Ending Balance=($2538.29)