what is the total payment required to pay off...

what is the total payment required to pay off a promissory note issued for $800.00 at 10% ordinary interest and a 180 - day term? $? round to the nearest cent.

Answer

# Answer: $840.00 # Explanation: ## Step1: Identify the simple - interest formula $I = Prt$, where $P$ is the principal amount, $r$ is the annual interest rate, and $t$ is the time in years. ## Step2: Convert the time to years The time $t$ is 180 days. Since there are 360 days in a year for ordinary interest, $t=\frac{180}{360}=0.5$ years. ## Step3: Identify the principal and rate The principal $P = 800$ and the annual interest rate $r=0.10$. ## Step4: Calculate the interest $I=Prt=800\times0.10\times0.5 = 40$. ## Step5: Calculate the total payment The total payment $A$ is the sum of the principal and the interest, $A = P+I=800 + 40=840$.