type the correct answer in the box. use numerals instead of words. oliver injured his leg while playing…

type the correct answer in the box. use numerals instead of words. oliver injured his leg while playing football. fortunately, he has a health insurance policy. he has a deductible of $2,000, and he must pay 20% coinsurance with his health insurance plan. his medical bill is $3,500. if oliver has paid $1,000 of his deductible so far this year, he will have to pay $ out of pocket.
Answer
Explanation:
Step1: Calculate remaining deductible
The deductible is $2000 and Oliver has paid $1000. So the remaining deductible is $2000 - $1000=$1000.
Step2: Calculate amount after deductible
The medical bill is $3500. After applying the remaining deductible, the amount subject to coinsurance is $3500 - $1000 = $2500.
Step3: Calculate coinsurance amount
Oliver pays 20% coinsurance. So the coinsurance amount is $2500\times0.2 = $500.
Step4: Calculate total out - of - pocket
The total out - of - pocket is the remaining deductible plus the coinsurance amount, which is $1000 + $500=$1500.
Answer:
1500